Goodbye Welfare State

That is the point everyone uses it at some point in there life’s.


Good bye Welfare State, you served us well for 60 years but, now in a world that no longer believes in anything but money, you have no place.

Welfare only survives when people have compassion, and individuals feel they have a purpose and opportunities; not in a Country who people have for years been repeatedly told, ‘to climb the ladder you have to step on those below you’.

This is the position of people in the UK in 2013, those without wealth are convinced that ‘it is not their fault (which it isn’t) but, it is the fault of those scroungers, malingerers and downright liars, (which it isn’t either). The people are fed this lie daily through the TV, radio, press, and advertising media every time they come into contact with any of this group.

It takes a lot of time and energy to not to become dragged into this…

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Self – Servative Mug Campaign

This email appeared in my email inbox:

Get your limited edition ‘Securing a better future’ mug – donate £20 to our campaign today.
While Labour are bankrolled by the trade unions, we rely on hardworking people like you.
People who back our long-term economic plan and don’t want a return to higher taxes, more debt and a stalled economy with Labour.
By donating £20 to our campaign today, you’ll help us reach more voters in the seats that will decide the next election – and help stop Ed Miliband from becoming Prime Minister.
In return, we’ll send you a great ‘Securing a better future’ mug. We only have a limited number – but we’ve reserved one for you, Rebecca. So please – donate £20 today and we’ll get it in the post for you:

Conservative Campaign HQ
PS These mugs would make a great stocking filler for the Conservative supporters in your life. Donate £20 today so we can get it out in time for Christmas. (Final post date: 14th December)

Obviously not happy with the millions they get from there Tory donors and big business they are turning to us already hard pinched general public for funds, it is ironic that they are are throwing an appetiser at us in the form of a £1 Mug is that what they really think of us as, Mugs.

Cameron and Co take a running jump as I am no fucking MUG

Your emails now set as SPAM there rightful home.

Too many #DWP Staff Create ESA Chaos?


One of the long term cases we are dealing with at  DEAEP  is Burt, he initially came to us for help in January 2014, a deterioration of his health had left him unable to work and in October 2013 he’d claimed ESA. He received an award in January and he’d been placed into WRAG, his range of physical and mental health difficulties were such it was clear he was in the wrong group, therefore  he we supported him submit a mandatory reconsideration (MR) claim to be moved into the Support Group.

In October 2014, Burt received the letter informing him his 365 limit for NI contribution based ESA was ending, so we reapplied for Income based ESA including up to date health information from his specialists demonstrating his further health deterioration.  He was immediately re-awarded and the decision maker had again placed him in WRAG, ergo we resubmitted a MR for inclusion into the…

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AAD Closure Threat – 23rd November 2014

I am a moderator on a very special consumer forum, I say special because it has helped me and my family no end in debt matters that were the result of becoming redundant and disabled so in effect through no fault of my own but purely the circumstances I found myself in.

It was a very difficult period as the phone calls and threat letters were almost constant, indeed they the creditors took no account at all of the situation I was in those situations capitalists care not about as they just want your money and you are immediately marked as a will not pay which is untrue as I had all the will to pay my creditors but the finances were not there to do so.

Now why am I telling you all this

Because I am no different to many others in the same or similar situation as I was but in the main we all seek a remedy to put us in a better financial situation and this is were All About Debt Forum came in to it’s own as a resource as good as any other with like-minded people at there keyboards ready to offer help and advice for free, this group of people knew more than me about the law, rules and regulations than I did thus they was able to help whilst staying within the bounds of legislation indeed they were no different to any other forum on the thousands of topics that you can find on the internet today.

Now we find the forum is under threat of closure by none other than the Financial Conduct Authority (FCA) this I see as an abuse of the good work this forum has done for many people who come to us in a state of panic, frustration and worry not knowing which way to turn but need a level head of knowledge to help them gain control, this forum takes no payment at all for this knowledge that other people have learned indeed that is all it is people learning from others and surely that has to be commended as after all we are not a debt avoidance forum (tax avoidance comes to mind but more on that in another blog) but help people to find ways to pay if the debts are owed to creditors, but we also fightback if they are not as many come to us with debts that are Statutory Barred and or Unenforceable which is not the fault of the debtor but all the fault of the creditor for using agreements that are not legal within the CCA 1974 or they have failed to collect in time.

Lets also remember and understand some people will go to other organisations for help and guidance like the CAB for instance which is fine, but they may find themselves in a situation were they cannot get an appointment in time or need some friendly words out of there opening times so again this is where we fit in nicely as we are a 24/7 forum even during public holidays were is usually someone here.

I hope that the FCA will see the light of day and recognise the good the forum does as we have done NOTHING WRONG and have followed the law at every stage.

Below is a link from the AAD Webmaster:



Workfare Is Replacing Paid Jobs And The Tax Payer Is Funding It: Just Ask @BulkyBobsLtd

the void

bulky-bobs-truckA protest is planned in Liverpool outside the premises of waste collection firm Bulky Bobs after it was revealed that the so-called social enterprise are using workfare.

Bulky Bobs have a contract with Liverpool City Council to collect large items of household waste.  This is the kind of work which was once carried out by local authorities but is now outsourced to the private and voluntary sectors.  Bulky Bobs drive round in vans proudly emblazoned with the council’s logo.  But according to the Liverpool branch of the IWW Union, many of the people doing this work are not getting paid:

“[…] there is one paid manager in the store (who used to work for the company that is now LearnDirect which is one of the major ‘providers’) and the rest of the staff are on workfare or ‘volunteers’. Likewise, the connected company FRC (Furniture Resource Centre) has a warehouse…

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After yet another series of posts demonstrating how IDS and the DWP are continuing to Lie about the impact of Welfare Reform on disabled people; I decided it was time to take action, and along with Debbie Sayers,  we’ve started another petition.


Use the full Powers of the Commission and investigate Iain Duncan Smith Secretary of State for Work and Pensions, for his regular use of untruths and the persistent deception misleading of The House of Commons, Select Committees and the Media.

The Commissioner is responsible for  investigating  complaints about MPs who have allegedly breached the Code of Conduct or related Rules and we believe IDS has breached at least TWO of the Principles. Most of these principles are concerned with finance and expenses but, we argue IDS persistent use of distorted statistics…

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